Dalal Street is bullish on invest
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
Experts say you may invest in small-sized funds and benefit from their nimbleness.
ETFs may be an option if you are considering only large-cap funds, experts tell Tinesh Bhasin.
Retail investors have matured and have moved away from investing in only in-vogue products, says the managing director and chief executive officer of ICICI Prudential AMC.
Mutual funds are better than Portfolio Management Schemes where costs crystallise only at the end of the investment period, says Shashank Khade.
Automobile sector accounts for the third-highest equity mutual fund contributions.
I would advise at least a 7 year investment time frame for Equity Investing
Investors in exchange-traded funds can trade on bourses.
Since you are betting only on a few stocks, the risks are high.
The MF Industry had a cash-rich 2014 as it crossed the Rs 3 trillion mark.
'MFs acted as reckless lenders and not as prudent investors.' 'Clearly, how debt funds are being run is a systemic issue,' warns Debashis Basu.
To make sure liquid schemes reflect the underlying portfolio risks, Sebi has said all debt papers with maturity of 30 days or more to be marked to market. Earlier, fund houses didn't have to do so for securities that had less than 60-day maturity.
SIPs keep MFs afloat as investors redeem Rs 1.3 lakh crore in one year
Domestic fund houses are of the view that the US Fed's status quo stance on rates is a positive indication for RBI to lower its lending rates.
Strong MF investments, stemming of FII outflows and positive earnings in Q3 have helped market, say analysts.
"The 21,000 level is meaningless. In the past five years, earnings have grown 40 per cent. One should look at the P/E. We are very positive on the market despite elections being around the corner," says Milind Barve MD, HDFC AMC.
In a live chat on rediff.com on Wednesday, July 16, 4 pm, Feroze Azeez, will offer some valuable suggestions on investments.
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
Paisa Bazaar, which recently forayed into online mutual fund distribution, has come out with a 20-second video clip featuring Bollywood actor Akshay Kumar. The ad, which talks about the benefits of investing in direct plans, has already got 1.6 million views on YouTube.
In a growth market, these funds should not form more than 10-15% of your portfolio. Invest with a horizon of at least 5 years
After the rationalisation and categorisation of mutual fund schemes undertaken by the Sebi in October 2017, overnight funds have emerged as a distinct category.
A slow but steady economic uptick can be seen in various segments of the economy. India's economy expanded 4.8 per cent in the second quarter, higher than the preceding quarter's 4.4 per cent.
While the number of international MF schemes is increasing, so is the confusion for investors.
Equity investing is still fraught with peril and is riddled with sink holes that investors need to be wary of
More asset sales may be only way out, though most of the group companies' ratings have been downgraded and their combined market value is now a fraction of their combined debt.
This was the second consecutive yearly outflow from such funds.
To make money, invest in both good and bad times; otherwise the entire exercise is futile, experts tell Joydeep Ghosh & Sanjay Singh
Sebi said Thapar-promoted and -related entities owed Rs 1,723.19 crore as receivables to the company, while connected parties owed another Rs 462.74 crore.
'I have been advising investors since the last couple of months to at least take their capital out.' 'Most of the people have made 50-60 per cent in the market, if not more, they must at least take their capital out.'
Direct investors should stagger their investments over 1-2 months.
To be sure that you are committing your money to the right person, you must ask these questions to your financial planner. There is no point in cribbing after you have committed your money! Is there?
Be willing to learn from mistakes.
'Indian non-bank lenders stand exposed to a deteriorating credit quality environment.' 'Such a deterioration could put at risk the value of NCDs purchased by the mutual funds and expose investors in bond and liquid funds to a risk of capital loss.'
Diversification and asset allocation can reduce uncertainty
Experts believe that one should not allocate more than 5-10 per cent of one's equity portfolio to international funds.
'The variables to watch include the monsoon, resolution of NBFC liquidity issues, GST collections, and NPA resolution.'
'The good news is that till the time there is growth in gross domestic product, Indian markets will continue to rise.'
Since August 2013, FIPB has approved two FDI proposals in the telecom sector.
Importantly, is there hope going forward?